WikiPay is the borderless money account for the global economy. Hold 30+ currencies, receive payments from anywhere, and spend instantly with your WikiPay virtual credit card — accepted at millions of merchants worldwide.
Fast, low-cost, transparent transfers — designed for people and businesses that operate across borders.
Hold, exchange and pay in USD, EUR, GBP, JPY, SGD and 25+ more — with mid-market rates and no hidden markups.
Send funds to any WikiPay user in seconds and to bank accounts in 100+ countries within minutes.
Receive USD, EUR and GBP payments like a local. Your own account numbers, IBAN and routing details included.
Understand where your money goes with smart categories, monthly reports and per-merchant analytics.
Split bills, pay friends, collect rent — free peer-to-peer transfers between any WikiPay users, forever.
Weekends, holidays, midnight — WikiPay never sleeps. Your money moves whenever you need it to.
Whether you're shopping online, paying for subscriptions, or protecting a one-time purchase, WikiPay virtual cards give you fine-grained control over every payment.
No paperwork, no branch visits. Just three simple steps to a fully-loaded global money account.
Sign up with your email or phone. Verify your identity in minutes using our secure digital KYC flow.
Top up from any bank, card, or supported payment method. Multi-currency balances are ready instantly.
Issue a virtual card in one tap, transfer to anyone globally, or hold value in the currency you choose.
Your money is protected by the same standards used by leading financial institutions — with none of the complexity.
Customer balances are held in ring-fenced accounts at top-tier regulated banking partners.
All communication and stored data are encrypted with industry-standard AES-256 and TLS 1.3.
Licensed under recognised e-money and payment services regimes, with quarterly compliance reviews.
Machine learning models score every transaction in real time, stopping fraud before it clears.
Open your WikiPay account in minutes — free, forever.